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Terms of Service, Refund Policy, Privacy Policy, and Disclaimer

Support: phoenixcapblog@gmail.com

Terms of Service

Last Updated: March 2025

Welcome to Phoenix Capital or phoenixcapitalblog.com. By accessing or using our website, blog, Discord server, or any related services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use our Services.

1. Nature of Our Services

  • Phoenix Capital is an educational blog and personal journal that shares personal opinions about financial markets, trading, and related topics.
  • We DO NOT provide financial, investment, or trading advice.
  • We are NOT financial advisors, brokers, or investment professionals.
  • Our content is strictly educational and informational and should never be used as a basis for trading or investing decisions.

2. User Agreement

By using our Services, you acknowledge and agree that:

  • You are at least 18 years old or the legal age in your jurisdiction.
  • You understand that Phoenix Capital does NOT provide investment recommendations or trading signals.
  • You assume full responsibility for any decisions you make based on content found on our blog, Discord, or any other platform we use.
  • You agree to comply with all applicable laws while using our Services.

3. Intellectual Property

All content on Phoenix Capital, including but not limited to text, charts, images, and videos, is protected by copyright law. Unauthorized reproduction, redistribution, or commercial use of our content is strictly prohibited.

4. No Guarantees & Risk Disclaimer

  • Trading and investing are extremely risky and can result in significant financial losses.
  • We do not guarantee any profits, success, or outcomes from the use of our content.
  • You acknowledge that Phoenix Capital is not responsible for any financial losses you incur.

5. Limitation of Liability

Phoenix Capital and its owners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of our content.

6. Modifications to Terms

We may update these Terms at any time. The latest version will always be posted on our website. Your continued use of our Services constitutes acceptance of the revised Terms.

7. Contact Information

For any questions, contact us:
📧 Email: phoenixcapblog@gmail.com
📞 Phone: ‪(267) 225-7484‬

Refund Policy

1. No Refund Policy

  • All sales are final. No refunds will be issued under any circumstances.
  • By purchasing any product, service, or subscription from Phoenix Capital, you acknowledge and agree to this strict no-refund policy.
  • We do not offer refunds, chargebacks, or cancellations after a purchase has been completed.

2. Acknowledgment Before Purchase

By proceeding with a purchase, you confirm that:

  • You have read and understood this refund policy.
  • You voluntarily agree to the no-refund terms.
  • You will not dispute charges or request chargebacks through your payment provider.

3. Contact for Questions

If you have questions regarding our refund policy, reach out before purchasing:
📧 Email: phoenixcapblog@gmail.com
📞 Phone: ‪(267) 225-7484‬

Privacy Policy

1. Information We Collect

When you use our website, blog, or Discord, we may collect:

  • Personal Information: Name, email, and phone number when voluntarily provided.
  • Payment Information: When you purchase a subscription or service.
  • Technical Data: Your IP address, browser type, and device information.

2. How We Use Your Information

We use your information to:

  • Process transactions and provide services.
  • Improve our website and user experience.
  • Respond to customer inquiries and support requests.

3. Data Protection & Security

We take reasonable steps to protect your data. However, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

4. Sharing of Information

We do NOT sell, rent, or share your data with third parties except as necessary for payment processing or compliance with the law.

5. Policy Updates

We may update this Privacy Policy. The most recent version will be posted on our website.

6. Contact Information

For privacy-related inquiries:
📧 Email: phoenixcapblog@gmail.com
📞 Phone: ‪(267) 225-7484‬

Legal Disclaimer

1. No Financial Advice

The content on Phoenix Capital is for educational and informational purposes only. It is NOT investment advice or an offer to buy/sell securities or financial instruments.

2. No Guarantees of Profit

Phoenix Capital does NOT guarantee any profits or successful trading outcomes. All trading involves risk, and you may lose all of your money.

3. Not a Registered Advisor

Phoenix Capital, its owners, and contributors are NOT registered financial advisors, investment brokers, or professionals. We are not licensed with the SEC, CFTC, FINRA, or any other regulatory body.

4. Personal Responsibility

By using our Services, you agree that:

  • You are solely responsible for any trading decisions you make.
  • You assume full risk and liability for any financial losses.
  • Phoenix Capital is not liable for any damages resulting from your actions.

5. Third-Party Platforms

We may reference third-party platforms, charts, or services such as TradingView, ThinkOrSwim, or Discord. We are not affiliated with these services and do not endorse them.

6. Acknowledgment of Disclaimer

By using Phoenix Capital’s website, blog, Discord, or any content we produce, you fully acknowledge and agree to this disclaimer.

Acknowledgment and Agreement Before Purchase

By purchasing or subscribing to any service from Phoenix Capital, you confirm that you:
✅ Have read and agree to the Terms of Service, Refund Policy, Privacy Policy, and Disclaimer.
✅ Understand that Phoenix Capital does NOT provide financial or investment advice.
✅ Accept that no refunds will be issued under any circumstances.
✅ Acknowledge that you assume full risk for any financial decisions you make.